When you file bankruptcy in Illinois, you are likely facing significant financial difficulties. This may prompt you to think that you can save money by not hiring an attorney to assist you with your case. However, this may not be the best idea. An attorney can offer you help along the way to ensure your case goes smoothly throughout the process. They can also answer any questions you may have.
The United States Courts explain that you are not required to have an attorney to file bankruptcy. However, it also explains that court personnel cannot help you by offering legal advice. The only assistance you can get when filing without an attorney is someone to help you fill out the forms. Yet, the person cannot tell you what to fill out or give any advice during the process.
It is essential in a bankruptcy case that you follow all the procedures and rules of the court. These can be quite confusing. If you make a misstep, the court can and likely will throw out your case. Then, you will have to start all over with filing again. An attorney can prevent such mistakes from happening.
An attorney is able to give you advice about certain actions to take in your case. They can also assist you with understanding exemptions and help you pursuing certain goals, like keeping your vehicle and home, if possible. Your attorney will also be able to help you fill out forms and explain procedures to you.
Having an attorney helps to ensure that you get the most out of the process and that you avoid making any potentially damaging errors. This information is for education and is not legal advice.